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Loan Against Property

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Unlock the Value of Your Property

Get high-value loans against your property.

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Why Choose Our LAP Loans

Custom loan amounts based on your needs

Loan up to 70% of property value

Longer tenures and lower EMIs

Funds for personal or business use

benefit of our services

Our Loan against Property (LAP) offers several key advantages tailored to meet diverse financial needs. Enjoy competitive interest rates, leveraging the property’s market value for substantial loan amounts. Benefit from flexible repayment terms that accommodate varying financial capacities and preferences. With extended loan tenures, you can comfortably manage repayments while retaining ownership and possession of your property. Our streamlined application process ensures quick approval and disbursal, providing prompt access to funds for business expansion, education funding, debt consolidation, or other significant expenses.

Need to Know
Eligibility
Documents

Salaried individuals, self-employed professionals, or anyone with a stable income and good credit history can apply. It's a quick, unsecured loan to meet personal needs.

  • Age: 21 to 60 years
  • Salaried or self-employed individuals
  • Property Paper on the individual name
  • Indian resident with valid ID proof
  • PAN Card & Aadhaar
  • Salary slips (for salaried)
  • Bank statements
  • Business proof (for self-employed)
general question

Frequently Asked Question

ask us anything
A loan against property is a type of secured loan where you pledge your owned property (residential or commercial) as collateral to borrow funds from a lender.
You can pledge residential properties (houses, apartments) or commercial properties (shops, offices, factories) for LAP.
Eligibility typically includes factors such as age, income, property value, and credit history. Lenders may have specific criteria regarding the type and condition of the property.
You can use LAP funds for various purposes, including business expansion, education expenses, medical emergencies, debt consolidation, or any other legitimate financial need.
Interest rates for LAP are typically lower than unsecured loans due to the collateral involved. Repayment terms are flexible, with options for fixed or floating interest rates and longer repayment tenures.

Take the First Step Towards Your Loan Approval

Explore tailored loan solutions designed to meet your needs. Quick process, minimum paperwork, and instant eligibility check.

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Aromax Finserv is a marketplace that connects salaried individuals and businesses with loan offers from RBI-licensed Banks and NBFCs. All loans are provided by our lending partners and are subject to their terms, conditions, and approval process.