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Doctor Loan

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Special Loans for India’s Healers

Custom-made loans for medical professionals.

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Why Choose Our Personal Loans

Custom loan amounts based on your needs

No collateral for smaller loans

Higher eligibility for medical practice

Attractive interest rates

benefit of our services

Our doctor loan offers significant benefits, including competitive interest rates and flexible repayment terms that align with the unique financial circumstances of medical professionals. With streamlined application processes and quick approvals, doctors can swiftly access funds to expand their practices, upgrade equipment, or meet other professional needs. Dedicated customer support ensures personalized guidance throughout the loan journey, providing convenience and peace of mind to physicians focused on delivering quality patient care.

Need to Know
Eligibility
Documents

Doctor Loan is offered to qualified and registered medical professionals who are salaried or self-employed, aged between 21 and 65 years, with at least one year of experience and a stable income. Required documents include PAN and Aadhaar, medical degree and registration certificate, bank statements, and income proof such as salary slips or ITRs, along with clinic proof if applicable.

  • Age: 21 to 60 years
  • Qualified medical professional (MBBS, MD, MS, BDS, etc.)
  • Indian resident with valid ID proof

  • PAN Card & Aadhaar (or valid ID)

  • Medical degree certificate

  • Medical Council registration certificate

  • Passport-size photograph

general question

Frequently Asked Question

ask us anything
A doctor loan, also known as a physician loan, is a special financial offering extended to professional doctors and medical practitioners with a self-owned clinic or those working in a government or private clinic, hospitals and consultants.
Medical professionals such as doctors with medical council registration and degree, are generally eligible for doctor loans. criteria may vary by lender but often consider factors like income, employment history, and creditworthiness.
Doctor loans can be used for various purposes, including starting or expanding a medical practice, purchasing equipment, refinancing existing debt, covering relocation expenses, or financing continuing education and certifications.
Benefits often include competitive interest rates, flexible repayment terms, higher loan limits, and specialized underwriting that takes into account the earning potential of medical professionals.
Doctor loans typically offer more favorable terms and conditions compared to traditional loans, have more lenient credit score requirements, and consider projected future income rather than historical earnings.
Yes, some lenders offer doctor loans specifically tailored for international medical graduates (IMGs) who are starting their medical career in India after getting their degrees from the United States or other countries, considering their unique financial situations.
Common documents may include proof of medical license, employment verification or contract, tax returns or income statements, personal identification, and information about debts and assets.

Take the First Step Towards Your Loan Approval

Explore tailored loan solutions designed to meet your needs. Quick process, minimum paperwork, and instant eligibility check.

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Aromax Finserv is a marketplace that connects salaried individuals and businesses with loan offers from RBI-licensed Banks and NBFCs. All loans are provided by our lending partners and are subject to their terms, conditions, and approval process.